:root{--paper:#F3F4F1;--card:#FBFBF9;--ink:#1B2530;--ink2:#5C6873;--line:#D8DCD6;--hair:#E7E9E4;--accent:#1E4A3C;--accent-ink:#F2F6F3;--ochre:#9A7420;--ochre-bg:#F7F0DE;--rust:#9C3F2C;--rust-bg:#F8E8E3;--ok:#22633F;--ok-bg:#E4F0E6;
--mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,monospace;--sans:'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',sans-serif;--serif:'Spectral',Georgia,'Times New Roman',serif}
@media (prefers-color-scheme:dark){:root{--paper:#151A1E;--card:#1C2328;--ink:#E7EAE5;--ink2:#A2ACB3;--line:#334049;--hair:#26313A;--accent:#7FB99E;--accent-ink:#0F1F18;--ochre:#D9B25A;--ochre-bg:#2C2611;--rust:#E28A73;--rust-bg:#3A1F18;--ok:#8DD3A7;--ok-bg:#16301F}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.6;padding-inline:16px;padding-block:0 60px}
a{color:var(--accent)}img{max-width:100%}
.wrap{max-width:940px;margin:0 auto}.narrow{max-width:760px}
header.site{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 18px;padding-block:16px;border-bottom:1px solid var(--line)}
.logo{display:inline-flex;align-items:center;gap:9px;font-family:var(--serif);font-weight:600;font-size:1.15rem;letter-spacing:-.01em;color:var(--ink);text-decoration:none}.logo em{font-style:normal;color:var(--accent)}.logo .mark{flex:0 0 auto;border-radius:6px}
.menu-btn{display:none;width:42px;height:42px;border:1px solid var(--line);border-radius:8px;background:var(--card);cursor:pointer;padding:0;flex-direction:column;align-items:center;justify-content:center;gap:5px}.menu-btn span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s,opacity .2s}.menu-btn[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-btn[aria-expanded="true"] span:nth-child(2){opacity:0}.menu-btn[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
nav.top{display:flex;flex-wrap:wrap;gap:4px 16px;font-size:.92rem}
@media (max-width:700px){header.site{flex-wrap:nowrap}.menu-btn{display:flex}nav.top{display:none;flex-basis:100%;flex-direction:column;gap:0;border-top:1px solid var(--hair);margin-top:8px;padding-top:6px}nav.top.open{display:flex}nav.top a{padding:11px 0;border-bottom:1px solid var(--hair);font-size:1rem}nav.top a:last-child{border-bottom:0}header.site{flex-wrap:wrap}}nav.top a{color:var(--ink2);text-decoration:none;padding:6px 0}nav.top a:hover{color:var(--ink)}nav.top a.navcta{color:var(--accent);font-weight:600}
.crumb{font-size:.76rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink2);padding-top:22px}.crumb a{color:var(--ink2);text-decoration:none}
h1{font-family:var(--serif);font-weight:600;font-size:clamp(1.65rem,3.4vw,2.4rem);line-height:1.12;letter-spacing:-.015em;margin:10px 0 12px;text-wrap:balance}
h2{font-family:var(--serif);font-weight:600;font-size:1.45rem;letter-spacing:-.01em;margin:38px 0 10px;text-wrap:balance}
h3{font-size:1.05rem;margin:22px 0 6px}
article p,article li{max-width:70ch}
.lede{font-size:1.06rem;color:var(--ink2);max-width:64ch}
.reviewed{font-size:.82rem;color:var(--ink2);border-bottom:1px solid var(--hair);padding-bottom:14px;margin-bottom:22px}.reviewed b{color:var(--accent)}
.eyebrow{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ink2);font-weight:600;margin:0 0 6px}
.cite{font-family:var(--mono);font-size:.8rem;color:var(--ink2)}
.panel{background:var(--card);border:1px solid var(--line);border-radius:10px}
.box{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:18px 20px;margin:18px 0}.box.warn{border-left:3px solid var(--ochre)}.box.gold{border-left:3px solid var(--accent)}
.bt{font-family:var(--serif);font-weight:600;font-size:1.06rem;margin:0 0 6px}
table.facts{width:100%;border-collapse:collapse;margin:14px 0;font-size:.93rem;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
table.facts th,table.facts td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--hair);vertical-align:top}
table.facts th{width:30%;color:var(--ink2);font-weight:600;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase}
table.facts tr:last-child td,table.facts tr:last-child th{border-bottom:0}
.tw{overflow-x:auto}table.t{width:100%;border-collapse:collapse;font-size:.9rem;margin-top:12px}table.t th,table.t td{text-align:left;padding:9px 10px;border-bottom:1px solid var(--hair);vertical-align:top}table.t th{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--ink2)}
ul.ticks{list-style:none;padding-left:0}ul.ticks li{position:relative;padding-left:28px;margin:8px 0}ul.ticks li:before{content:"";position:absolute;left:2px;top:.4em;width:13px;height:13px;border:1.5px solid var(--accent);border-radius:3px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px;margin-top:14px}
.card{border:1px solid var(--line);border-radius:8px;padding:14px 16px;background:var(--card);text-decoration:none;color:var(--ink);display:block}.card:hover{border-color:var(--accent)}
.card .k{font-family:var(--mono);font-size:.72rem;color:var(--ink2)}.card b{display:block;font-weight:600;margin:4px 0 2px}.card span{font-size:.86rem;color:var(--ink2)}
.faq details{border-top:1px solid var(--hair);padding:12px 0}.faq summary{cursor:pointer;font-weight:600}.faq .a{padding-top:8px;color:var(--ink2)}
/* tool */
.grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:26px;align-items:start;margin-top:22px}
@media (max-width:860px){.grid{grid-template-columns:1fr}.verdict{position:static}}
.form{padding:20px 22px}.q{display:grid;gap:8px;padding-block:13px;border-top:1px solid var(--hair)}.q:first-of-type{border-top:0;padding-top:2px}
.q .t{font-weight:600;font-size:.96rem}.q .hint{font-size:.84rem;color:var(--ink2);margin:-2px 0 2px}
select,input[type=number],input[type=date],input[type=email],input[type=text]{font:inherit;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:6px;padding:9px 11px;width:100%;max-width:360px}
select:focus,input:focus,button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.seg{display:flex;flex-wrap:wrap;gap:8px}.seg label{border:1px solid var(--line);border-radius:6px;padding:8px 13px;cursor:pointer;background:var(--paper);font-size:.93rem}.seg input{position:absolute;opacity:0;width:0;height:0}
.seg label:has(input:checked){border-color:var(--accent);background:var(--accent);color:var(--accent-ink)}.seg label:has(input:focus-visible){outline:2px solid var(--accent);outline-offset:2px}
.money{position:relative;max-width:360px}.money span{position:absolute;left:11px;top:9px;color:var(--ink2)}.money input{padding-left:24px}
.verdict{position:sticky;top:16px}.vhead{padding:18px 22px 14px;border-bottom:1px solid var(--hair)}.vt{font-family:var(--serif);font-weight:600;font-size:1.3rem;line-height:1.2;letter-spacing:-.01em;margin:12px 0 6px;text-wrap:balance}
.pill{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.85rem;padding:5px 12px;border-radius:999px}.pill:before{content:"";width:9px;height:9px;border-radius:50%;background:currentColor}
.pill.ok{color:var(--ok);background:var(--ok-bg)}.pill.no{color:var(--rust);background:var(--rust-bg)}.pill.wait{color:var(--ochre);background:var(--ochre-bg)}
.vhead p.sub{margin:0;color:var(--ink2);font-size:.94rem}
.rule{padding:14px 22px;border-bottom:1px solid var(--hair);display:grid;grid-template-columns:112px 1fr;gap:6px 14px;font-size:.91rem;margin:0}.rule dt{color:var(--ink2)}.rule dd{margin:0}
.next{padding:18px 22px;margin-top:18px}.next .eyebrow{margin-bottom:10px}
.tl{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:0 32px}.tl li{display:grid;grid-template-columns:88px 1fr;gap:12px;padding-block:9px;border-top:1px dashed var(--hair);font-size:.92rem}.tl .d{font-family:var(--mono);font-size:.78rem;color:var(--ink2);padding-top:2px}
.cta{margin:14px 22px 20px;border:1px solid var(--line);border-radius:8px;padding:15px 17px;background:var(--paper)}.cta.attorney{border-left:3px solid var(--rust)}
.cta b{font-family:var(--serif);font-size:1.06rem}.cta p{margin:6px 0 10px;font-size:.9rem;color:var(--ink2)}.cta .row{display:flex;gap:8px;flex-wrap:wrap}.cta input{max-width:250px}
button.primary{font:inherit;font-weight:600;background:var(--accent);color:var(--accent-ink);border:0;border-radius:6px;padding:10px 16px;cursor:pointer}
.price{font-family:var(--mono);font-size:.78rem;color:var(--ink2);margin:8px 0 0}.toast{font-size:.86rem;color:var(--ok);margin-top:8px;display:none}
@media (max-width:600px){.form,.vhead,.rule,.next{padding-inline:15px}.cta{margin-inline:15px}.rule{grid-template-columns:92px 1fr}.tl li{grid-template-columns:72px 1fr}table.facts th,table.facts td{display:block;width:auto;padding:8px 12px}table.facts th{padding-bottom:0;border-bottom:0}h1{font-size:1.55rem}.hero{padding-block:22px 4px}}
/* home */
.hero{padding-block:34px 6px;max-width:780px}.hero p{font-size:1.06rem;color:var(--ink2);max-width:62ch;margin:0}
.states{columns:3;column-gap:24px;font-size:.95rem}.states a{display:block;padding:3px 0;text-decoration:none;color:var(--ink)}.states span{color:var(--ink2);font-size:.8rem}
@media (max-width:700px){.states{columns:2}}
footer.site{margin-top:60px;border-top:1px solid var(--line);padding-top:24px;font-size:.88rem;color:var(--ink2)}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:18px}footer .fh{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 8px;color:var(--ink2);font-weight:600}footer a{display:block;color:var(--ink2);text-decoration:none;padding:2px 0}footer a:hover{color:var(--ink)}
footer .legal{margin-top:22px;font-size:.8rem}
@media print{header.site,footer.site,.cta,nav{display:none!important}}